General
Allianz p.l.c. ("Allianz") is the owner of this website. Allianz has its registered office at Allianz House, Elm Park, Merrion Road, Dublin 4, D04 Y6Y6. Companies Registration Office number: 143108. VAT number: 4887986M.
Acknowledgment
Your use of this website and its services is an acknowledgement and acceptance by you that you have read and understood all disclaimers, notices and instructions, including these Terms and Conditions, the Data Protection Policy, Website Security requirements, the Cookies Policy, the Privacy Statement and the Terms of Business as set out or referred to in this website. By using this website you agree to be legally bound by and act strictly in accordance with these Terms and Conditions and by all other applicable provisions. If you disagree with these Terms and Conditions and/or with any other of the applicable provisions, you are not permitted to, and agree not to, use this website.
Exclusive Distribution Channel
The websites noted below are the exclusive distribution channels of Allianz insurance products and services over the internet: www.allianz.ie. No other websites may sell any Allianz insurance products and/or services or provide any information relating to any Allianz insurance products without the prior written consent of Allianz.
Acceptable Policy Use
Use of the Allianz websites for providing a quotation or an insurance purchase must relate to a property which you own or live in, or a vehicle of which you are the registered keeper, and is for personal use only. Use of these websites for any purpose other than private, non-commercial purposes is prohibited. In particular, use of any automated system or software to extract any information, data, materials, and concepts, including but not limited to insurance quotations, cover details and prices from this website for display or use on any other website ("screen scraping") is prohibited. Inappropriate use may be subject to legal action. You agree to abide by all applicable local, state, national and international laws and regulations, and are solely responsible for all acts or omissions that occur under your usage of this website, including the content of your transmissions through the Website. It is expressly forbidden to use this website to provide Allianz insurance quotes or details about any Allianz Product or Service to others on a commercial basis without first obtaining the written approval of Allianz.
Quotations
All quotations and any acceptance or declinature by Allianz of your application for cover or renewal of cover are subject to your making full and complete disclosure to Allianz, including disclosure of all convictions, disqualifications, endorsements or pending prosecutions or any other matter materially affecting our assessment of risk, and to your providing Allianz with accurate and complete information. For motor insurance you must be aware that the nature of the driving licence held by you, your age, occupation, driving history, vehicle distribution and any other information which could affect your cover, all materially affect the assessment of the risk and the premium level. You must take reasonable care not to make any misrepresentations. A misrepresentation is where an individual provides inaccurate, misleading or incomplete information. Unless otherwise stated, all quotations are inclusive of levies, and premium taxes.
Policy
The precise Terms and Conditions and Terms of Business of any cover Allianz agrees to will be set out in your Allianz policy of insurance, subject to amendment by endorsement or other appropriate variation. You are invited to review our standard policy, which is available elsewhere on this website and in hard copy on request.
Policy Wording
When using our website your attention is drawn to the fact that from time to time our policy wordings can change. The published policy information and other content on the website will reflect the product for sale on the site at that specific date.
Modification of Terms
We reserve the right to, at any time without notice, revise the contents of this site including these Terms and Conditions. Any changes to these conditions will be posted on this website and by continuing to use it following any such change, you agree to be bound by the revised conditions.
General
We shall not be liable for any failure to perform any of our obligations under these terms and conditions which is caused by circumstances beyond our reasonable control including, but not limited to any force majeure incident. Our failure to exercise or enforce any right or provision of the terms of use shall not constitute a waiver of such right or provision unless acknowledged and agreed by us in writing. The section titles in the terms of use are solely used for convenience of reference and have no legal or contractual significance.
No Liability
In no event shall we be liable to you or any other person for any direct, indirect, incidental, special or consequential losses or damages, resulting from any claim (including, and without limitation, a claim for breach of contract, tort, negligence, breach of warranty or otherwise) arising out of the use or the inability to use the service, or for any changes to the website, or any material or data sent or received or not sent or received including, but not limited to, damages for loss of profits, loss or damage to property or loss of data or other intangible information.
Copyright
All information, data, designs, drawing, specifications, materials, and concepts, including but not limited to, insurance quotes, insurance policy details, and prices on or included in this website are exclusively owned by and are subject to the copyright and other intellectual property rights of Allianz. They may not be separately represented or reproduced. Any copying, transmission or re-transmission of the same requires our prior written approval. You are not authorised to alter or attempt to alter or vary any information, material or concepts on, or included in, this website or to access or use this website other than for the purpose of making legitimate use of the services offered on this website. You are not authorised to, and must not, add our website in any manner as a link to any other website. You may only use the information, data, materials and concepts including insurance quotations, insurance policy details, and prices contained on this website as strictly required for your permitted personal, non-commercial purposes. You acknowledge that the content, including but not limited to text, software, music, sound, photographs, video, graphics or other material presented to you by the website, by us, or our advertisers or other content providers, is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws.
Website Advertising
We reserve the right at all times to place advertisements and promotions on our websites. Advertisers and sponsors on the websites are solely responsible for complying with all local, national, state and international laws (where relevant) and we exclude all liability howsoever caused therefrom. You may not establish and/or operate links to this website without the prior written consent of Allianz. More information on the use and access of hyperlinks or referenced third party websites from our website is provided in the Website Security section.
Disclaimer
Allianz will take all reasonable care to ensure the accuracy, completeness and reliability of the information contained within or accessible through this website. Allianz does not necessarily endorse, sponsor or approve any material accessible from this website. Allianz assumes no responsibility for any unauthorised alteration of, modification to, or use of any of the information or data in or accessible through this website by any other party. Allianz does not accept any liability of any nature whatsoever or howsoever arising from, use or exploitation of this website or any of the data or information contained in or accessible from this website. Allianz does not accept any liability for any third parties who may provide Allianz with information for dissemination on or through this website. Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
Limitation of Liability
To the fullest extent permitted by applicable law, under no circumstances, including, but not limited to, negligence, shall we be liable to you or any other person for any direct, indirect, incidental, special or consequential damages that result from the use of or the inability to use the website, any changes to the website, or any material or data sent or received, or not sent or received. Allianz accepts no liability or responsibility for any failure, delay or problem in the use of, or communication through this website. This website and its services have been introduced for the convenience of potential customers and is taken on an “as is” basis.
Termination
We may terminate the website with or without cause at any time and effective immediately. In addition, we in our sole discretion, may terminate access to and use of the website for violation of the letter or spirit of these terms and conditions.
Applicable Law and Jurisdiction
Information appearing on this website, including access to information relating to insurance quotations, details about the level of cover available, insurance products and services, costs, etc., is provided in accordance with and subject to the laws of Ireland as applicable, and in the event of any disputes all parties shall be bound exclusively by the applicable court of competent jurisdiction.